Brandy Derrick

Let’s talk about the kind of fraud that doesn’t come from some hacker halfway across the world… but from someone sitting inside the business. Because that’s exactly what happened here. A woman in Nevada was sentenced to 12 years in prison after embezzling $1.4 million. Not $1,400. Not $14,000. Over a million dollars. And cases … Read more

Let’s say you’re on a webinar. The presenter is smooth. The content feels tailored. The chat is active. People are asking great questions: It feels engaging. Legitimate. Even reassuring. But here’s the question you need to start asking: What if those people aren’t real? Yes, AI Is Now Part of the Sales Machine This is … Read more

When most people think about credit card fraud, they picture a stolen wallet. Someone grabs your card, buys a TV, and you get an alert from your bank. That does happen. But it is not the biggest threat anymore. The bigger threat is something far quieter. According to recent data, about 90% of credit card … Read more

Let’s play detective for a minute. You write a check to a vendor.You drop it in the mail.You assume it arrives. Case closed, right? Not always. Recently a former postal worker was sentenced to prison for helping run a multi million dollar bank fraud scheme. The crime involved stealing checks from the mail, altering them, … Read more

Let’s talk about something that should keep every business owner up at night. Identity verification fraud is rising fast. Not just the sloppy kind. The sophisticated, tech powered, AI assisted kind. Criminals are no longer guessing passwords in their basement. They are building full synthetic identities, manipulating documents, and using automation to slip through weak … Read more

An accountant in Utah was recently sentenced after fraudulently obtaining more than $221,000 in Paycheck Protection Program funds. Let that sink in. Over two hundred thousand dollars. This was not a clerical mistake. This was not “rounding up.” This was intentional fraud tied to government relief funds that were meant to help businesses survive. Here … Read more

Why waiting until the payment is signed leaves you blind, tired, and losing money Let’s get real about fraud. Most teams wait until a payment looks suspicious to raise the alarm. They look at the money move and ask Was this transaction bad? But here’s the truth. That moment is the end of the fraud … Read more

The Department of the Treasury just made it easier for people to report financial misconduct. They launched a dedicated whistleblower webpage where individuals can submit tips about fraud, money laundering, sanctions violations, and other financial crimes. In certain cases, those whistleblowers can receive financial rewards if their tip leads to enforcement action. Let that sink … Read more

A former accountant is now facing 68 felony charges tied to financial misconduct. Think about that number for a second. Sixty-eight. That is not one mistake. That is not a simple bookkeeping error. That is a breakdown of oversight, internal controls, and trust. Most business owners read stories like this and think, “That would never … Read more

Let’s talk about something most business owners don’t see coming. You get an order.It looks legitimate.The customer has an account.The login checks out.Payment processes. Then a chargeback hits. The real customer says, “That wasn’t me.” Now you’re out the product, the revenue, the shipping, the fees, and possibly your reputation. Here’s the hard truth. In … Read more